Address: 2266 First Street, Suite 187
Fort Myers, FL 33901
Loan
Programs
Loan Programs
In-House Mortgage
We understand that every borrower has unique needs, and that’s why we offer a variety of loan programs designed to fit your specific financial situation and homeownership goals. From conventional loans to FHA, VA, USDA, and jumbo loans, our diverse options ensure there’s a perfect solution for you. Whether you're a first-time homebuyer, looking to refinance, or exploring investment opportunities, our team will guide you in selecting the right program with competitive rates and terms. Let us help you find the best loan to make your dream home a reality.
Construction Loans
Building your dream home from the ground up requires the right financing, and In-House Mortgage is here to help. Our construction loan programs are designed to provide the flexibility and support you need throughout the building process. Whether you’re constructing a custom home or tackling a major renovation, we offer competitive rates and expert guidance to ensure a smooth experience. Let us help you turn your vision into reality with financing tailored to your project’s unique needs.
Home Equity Loans
Unlock the value in your home with a Home Equity Loan from In-House Mortgage. Whether you’re planning a renovation, consolidating debt, or funding a major expense, a home equity loan can provide the financial flexibility you need. With competitive rates and tailored solutions, we make it easy to access your home’s equity while keeping the process straightforward and stress-free. Let us help you make the most of your home’s potential.
Conventional Fixed Rate Mortgages (FRM)
A conventional fixed-rate mortgage offers stability and predictability, making it a popular choice for homebuyers. With consistent monthly payments and terms ranging from 10 to 30 years, this loan is ideal for those who plan to stay in their home long-term. At In-House Mortgage, we’ll help you secure competitive rates and guide you through every step of the process, ensuring you feel confident in your financing choice. Enjoy the peace of mind that comes with a reliable, fixed-rate solution.
Adjustable Rate Mortgages (ARM)
An Adjustable-Rate Mortgage (ARM) offers initial lower interest rates compared to fixed-rate loans, making it a great option for homebuyers seeking affordability in the early years of their mortgage. With periodic rate adjustments based on market conditions, ARMs can be an ideal choice if you plan to sell or refinance before the rate changes. At In-House Mortgage, we’ll help you understand the benefits and considerations of an ARM and guide you toward the best financing option for your unique situation.
Jumbo Loans
When your dream home requires financing beyond conventional loan limits, a jumbo loan from In-House Mortgage is the perfect solution. Designed for high-value properties, jumbo loans offer the flexibility and funding needed for luxury homes or competitive real estate markets. Our team specializes in navigating the complexities of jumbo financing, providing expert guidance and customized solutions to meet your needs. With competitive rates and personalized service, we’re here to make your dream home a reality.
Refinance Mortgage Loans
Refinancing your mortgage can offer significant benefits, from lowering your interest rate to consolidating debt or accessing home equity. At In-House Mortgage, we make the refinancing process simple and stress-free, helping you find the best solution tailored to your financial goals. Whether you’re looking to reduce monthly payments, switch from an adjustable-rate to a fixed-rate mortgage, or tap into your home’s equity, our team will guide you through every step to ensure you get the most out of your refinance. Let us help you unlock the potential of your home loan.
FHA Mortgage Loans
FHA loans are an excellent option for first-time homebuyers or those with less-than-perfect credit. Backed by the Federal Housing Administration, these loans offer lower down payment requirements and more flexible qualification criteria, making homeownership more accessible. At In-House Mortgage, we’ll guide you through the process, helping you understand the benefits and find the right FHA loan program for your needs. Whether you’re buying your first home or refinancing, our team is here to ensure a smooth and straightforward experience. Let us help you open the door to homeownership with an FHA loan.
Reverse Mortgage Loans
A Reverse Mortgage can provide financial freedom for homeowners aged 62 and older, allowing you to tap into your home’s equity without selling or making monthly mortgage payments. Whether you want to supplement retirement income, pay for healthcare expenses, or simply enjoy more flexibility, a reverse mortgage might be the right solution. At In-House Mortgage, we’ll help you understand how a reverse mortgage works, its benefits, and any potential impacts on your financial future. Let us guide you through this unique opportunity with clarity and confidence.
VA Mortgage Loans
VA loans are a fantastic benefit for eligible veterans, active-duty service members, and their families. Backed by the U.S. Department of Veterans Affairs, these loans offer competitive interest rates, no down payment, and no private mortgage insurance (PMI) requirement. At In-House Mortgage, we are proud to serve those who have served our country. Our team is here to help you navigate the VA loan process, ensuring you get the most out of this valuable benefit. Let us assist you in securing your dream home with a VA loan that’s tailored to your needs.
Self-Employed Borrowers
At In-House Mortgage, we understand the unique challenges that self-employed individuals face when securing a mortgage. Whether you’re a freelancer, business owner, or contractor, we offer specialized loan solutions designed to meet your needs. We’ll work with you to navigate income verification, tax returns, and other documentation to help you find the best financing options. Our goal is to make the mortgage process as smooth as possible, so you can focus on what matters most—growing your business and achieving your homeownership goals. Let us help you unlock the door to your new home.
Borrowers With Considerable Assets
For borrowers with significant assets, In-House Mortgage offers tailored loan solutions designed to meet your unique financial needs. Whether you’re purchasing a luxury home, investing in real estate, or securing a portfolio loan, we provide personalized service and access to a range of financing options. Our team works closely with you to leverage your assets, ensuring you receive competitive rates and optimal terms. Let us help you navigate the process with ease and confidence, so you can make the most of your financial opportunities.
Real Estate Investors
At In-House Mortgage, we understand the unique needs of real estate investors. Whether you’re buying rental properties, flipping homes, or expanding your investment portfolio, we offer flexible financing solutions to help you maximize returns and grow your investments. Our team is experienced in working with both seasoned investors and those just getting started, providing expert guidance and access to competitive loan options. Let us help you secure the funding you need to take your real estate ventures to the next level.
Foreign Buyers
At In-House Mortgage, we specialize in helping foreign investors navigate the U.S. real estate market. Whether you’re purchasing a primary residence, vacation home, or investment property, our team offers customized mortgage solutions to meet your needs. We understand the complexities of financing for non-U.S. residents and are committed to providing clear guidance throughout the process. With access to a variety of loan programs and competitive rates, we make it easier for foreign investors to capitalize on U.S. real estate opportunities. Let us help you invest with confidence and ease.
Buyers With Blemished Credit Histories
At In-House Mortgage, we believe that a past credit challenge shouldn’t stand in the way of homeownership. If you have a blemished credit history, our team is here to help you explore loan options designed to fit your unique situation. We offer flexible solutions and work with you to improve your financial standing, while providing clear guidance on the steps to take toward approval. Whether you’re looking to buy your first home or refinance, we’re committed to finding the right mortgage for you. Let us help you turn your homeownership dreams into reality, no matter your credit history.
Contact Info
Address: 2266 First Street, Suite 187
Fort Myers, FL 33901
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